PRIVACY POLICY

 PRIVACY POLICY

(for Fama Tally)

Effective Date: [26/05/2026]
Last Updated: [Insert Date]

Welcome to Fama Tally.

Fama Tally respects the privacy of all users and is committed to protecting user information through transparent data practices and secure account management systems.

This Privacy Policy explains how information is collected, used, stored, protected, and deleted when users access and use the Fama Tally mobile application.

1. About Fama Tally

Fama Tally is a personal record management and financial note organization application that allows users to create, manage, analyze, and securely store self-entered records.

The application is designed solely for personal informational record-keeping and organization.

Fama Tally:

• Does not connect to bank accounts 
• Does not access banking credentials 
• Does not process payments 
• Does not perform financial transactions 
• Does not act as a banking, lending, or investment service 

All records are manually entered by users.

2. Information We Collect

a) Mobile Number

A mobile number is collected solely for:

• OTP-based account authentication 
• Account identification 
• Secure account recovery 
• Device migration support 

b) User Authentication Credentials

The application stores:

• Account password 
• Security questions and answers 

These are used to strengthen account protection.

c) User-Entered Content

Users may manually enter records, notes, descriptions, and transaction-like entries.

Examples include:

• Expense notes 
• Personal financial reminders 
• Custom records 
• Manual tally entries 
• Categorized written records 

This information is created entirely by the user.

d) Technical Information

Limited technical information may be processed for:

• App stability 
• Error detection 
• Authentication reliability 
• Device compatibility 

3. Information We Do NOT Collect

Fama Tally does not collect:

• Bank account numbers 
• Debit/credit card information 
• UPI credentials 
• Net banking credentials 
• Government ID numbers 
• Biometric data 
• Contact list access 
• SMS content 
• Call history 

4. How Information Is Used

Information is used only for:

• Account login 
• Secure authentication 
• Account recovery 
• Data synchronization 
• User data restoration 
• Feature functionality 
• Security verification 

5. Cloud Storage

User data may be securely stored using cloud-based backend infrastructure for:

• Recovery after device change 
• Recovery after reinstall 
• Cross-device access after verification 

Cloud storage exists only to support user access continuity.

6. Security Protection

Fama Tally uses multiple security layers including:

• OTP verification 
• Password protection 
• Security question verification 
• Device verification logic 

Additional verification may be required when login occurs from a new or unrecognized device.

7. Account Recovery

If a user loses access to their device, recovery is available through:

• Registered mobile number verification 
• OTP confirmation 
• Password verification 
• Security question validation 

8. Data Retention and Recovery

     User information remains stored while the account remains active.

     Data is permanently removed when a verified account deletion request is completed through the application.

     While Fama Tally implements commercially reasonable technical safeguards, no digital storage system 

     can guarantee absolute protection against data loss, unauthorized access, infrastructure failure,

     cyber incidents, or service interruption. Users are encouraged to periodically review and maintain 

     their own important records.

9. Account Deletion

Users may permanently delete their account through the application.

Deletion process:

1. Log out 
2. Open recovery account section 
3. Select Delete Account 
4. Enter confirmation text 
5. Confirm deletion 

Upon successful deletion:

• User account data is permanently removed 
• Stored records are erased 
• Recovery becomes unavailable 

This action is irreversible.

10. User Responsibility

Users are responsible for:

• Entering accurate information 
• Protecting login credentials 
• Keeping security answers confidential 
• Managing account access responsibly 

11. Third-Party Services

Fama Tally may use trusted third-party infrastructure providers for:

• Authentication 
• Cloud storage 
• Security operations 
• App performance monitoring 

These providers process data only as required for technical operation.

12. Children’s Privacy

Fama Tally is not directed toward children under 13 years of age.

13. Policy Updates

This Privacy Policy may be updated periodically.

Continued use of the application constitutes acceptance of revised policies.

14. Contact

For privacy-related concerns:

Email: [support email]
Website: [famatally.com]